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Punjab National Bank Home Loan

Punjab national bank is providing best facilities to their customers and the new customers are attracting towards their policies now a days.

This bank provides the best and low rate policies for the people of India and the best example of this policies are home loans scheme which provides people very friendly rate, they can return that loan very easily which is the best thing of this bank.

Requirements

Punjab national bank aim is to give home loans for the buying of houses and construct their houses at comfortable task, Punjab national bank housing finance covers 60 to 80% of the charge of your home renovation and repairing.

The loan for buying is 8 to 10lacs and 2 to 4lacs for furnishing that home, this bank provides facility to return back their loan with in 25 to 26 years or before the of 65 years, however it is earlier for a person.

Smaller rate of interest is charged to the employees of the company who are registered by Punjab national bank; however they are providing some good facilities to their customers.

Terms and Conditions

According to the ‘Times of India’ Punjab national bank has cheap their home loans up to 1.25 % point approximately to 8%.

This rate has been permanent for first 3 years for housing loans from 45 to 50lacs. After that they give another offer of 30 lacs which is 9.25% which has to be return in 5 years.

Punjab national bank offers 50lacs loans which are 8.5% as they said.

Benefits

Punjab national reaches out to you very fast and in most convenient way for the individual ones they are offering 75% for the constructions of their houses and for renovations they provided loan of 20 lacs and for buying the plot they are giving loan of 20 lacs and for furnishing as mention above approximately 2lacs.

For security purpose advance of property for which they finance, in the case if we are buying or purchasing house advance is not possible very quickly so despite of this they use a tripartite agreement shall be executed among the housing boards, society, the borrower and the bank. loan has to return in 25 years or before the borrower attain the age of 65 years.

Documentation procedure


Documents required for Punjab housing schemes and loans to avail in Punjab national bank is you have to give the security of your home and your own and you partner first and then the basic requirements need to fulfils and then Indian people can easily take loan from Punjab national bank.


 

 
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